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Keep the Change

January 21, 2011

Have you ever heard that commercial from Bank of America about keeping the change. Every time you use your debit card they round-up to the next dollar and they match you dollar for dollar for your savings. Something like that. Well, my bank doesn’t offer that. But I thought to myself what a great way to save money. I could do that, I don’t need a bank to do something so simple for me. Before I had a debit card I’d throw my change into a jar, mostly because I didn’t like using it. The jar would fill up and I’d have to lug that heavy thing to the bank  to cash it in. Well, I figured all I’d have to do is add a column to my bank ledger (I make my own ledgers cause the ones you get are never big enough) and round my spending up.  I rounded up on every transaction. At the end of each ledger I’d add up the change saved and carry it over to the next page. (Probably not a good idea cause then you know how much money you have.) Now that a year has gone by I have saved just over $400! Now I need to transfer it to my savings account. I still have a change jar, for the times I pay with cash. When its full I’ll donate it so I don’t have to cash it in. My last jar went to my daughter. I was happy to bless her and I don’t think she minded to much to have to lug the thing to a change machine.

So if I can do it, so can you! Happy savings!! 

4 Comments leave one →
  1. audrey permalink
    January 22, 2011 7:59 am

    The teller wasn’t so happy though!

  2. February 15, 2011 11:00 pm

    That’s a great idea! Question, do you use coupons? I am looking for someone to teach me:)

    • Pearl Younger permalink*
      February 16, 2011 3:38 pm

      Ya, its great! I don’t use coupons. I once saw a women at the store with two carts full and a ton of coupons. When the cashier was finished her total was $5. I asked her what her secret was and she told me she wasn’t telling anyone. I didn’t think that was very nice. When you find out how it work Stephanie please let me know. =0)

  3. March 12, 2011 12:29 pm

    That IS so mean!!! She should have shared the secret with you! I subscribe to your blog now via Bloglovin, so I am just waiting for your next post! 🙂

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